How will my medical bills be covered while my case is pending?
If you suffered serious injuries due to a motor vehicle collision, you may be concerned about how you can continue to receive the medical treatment you need and how you can afford it. Fortunately, there are different options available to ensure that your medical bills are taken care of as you focus on your recovery and pursuing your legal rights.
What Coverage Options Are Available for Medical Care After a Car Accident?
When you’re involved in a car accident in Florida and your case is pending, you may be worried about how your medical bills will be covered. Medical expenses can accumulate quickly, especially if you suffered severe injuries. Fortunately, there are many options available.
Personal Injury Protection
In Florida, personal injury protection coverage is mandatory for all drivers. PIP is designed to cover medical expenses and other related costs, regardless of who was at fault in the accident. It typically covers a percentage of your medical bills, lost wages, and other accident-related expenses up to a certain limit, usually $10,000.
If you have health insurance, your medical bills related to the accident may be covered by your health insurance plan. Your health insurance provider can pay for medical treatments, consultations, and other necessary care. Keep in mind, if your health insurance covers your medical bills, they may place a lien on any settlement or verdict you receive, requiring you to reimburse them for the medical expenses they paid.
Medical Payments (MedPay) Coverage
If you have medical payments coverage as part of your auto insurance policy, it can help cover your medical bills after a car accident. MedPay is an optional coverage that can be used to pay for medical expenses for you and your passengers, regardless of fault. It operates similarly to health insurance and can help ease the financial burden of medical bills.
Medical Providers’ Agreements
In certain instances, medical providers may agree to defer payment until your case is resolved. They might agree to provide treatment with the understanding that they’ll be reimbursed once you receive a settlement or verdict.
How Can An Attorney Help?
Your car accident lawyer can work with medical providers, insurance companies, and other parties to ensure that your medical bills are properly handled. They can negotiate with healthcare providers to potentially lower bills, work with insurance companies to maximize your coverage, and ensure that any liens or subrogation claims are resolved appropriately.
Contact Us Today
If you’re worried about how your medical bills will be covered while your car accident case is pending, speak with an experienced car accident attorney as soon as possible. At Friedland & Associates, we offer free consultations to discuss your case and provide guidance on how to handle medical bills, insurance claims, and legal proceedings. Contact us today to learn more.