What Happens If You Are In a Car Accident In a No-Fault State?

In an at-fault state, a driver will file a claim with the negligent driver’s insurance provider. In a no-fault state, it doesn’t matter who was responsible for a collision. An injured driver will file a claim through their insurance provider and use their personal injury protection insurance coverage to pay for the cost of medical treatment, lost wages, and other reasonable expenses.

What is Personal Injury Protection Insurance?

No-fault states, such as Florida and New York, require drivers to purchase personal injury protection insurance, also referred to as PIP insurance. With this insurance coverage, drivers and their passengers can recover compensation for a portion of their lost wages, medical bills, and other necessary and reasonable expenses. Unfortunately, personal injury protection coverage does not compensate a driver or passenger for non-economic damages, such as pain and suffering or emotional distress.

Should I Hire a Car Crash Lawyer to Handle My Case?

If you were involved in an auto accident in New York or Florida, you may still be entitled to additional compensation. If you meet a state’s serious injury threshold, it’s possible to step outside of the state’s no-fault laws and pursue additional compensation in court.

At Friedland Law, our car accident lawyers can investigate your accident, gather evidence, and consult with experts to learn more about your injuries and whether you meet the state’s serious injury threshold. If so, they can help you file a lawsuit against the negligent driver and pursue compensation for your economic and non-economic damages. At Friedland Law, our legal team will go above and beyond to help you recover fair compensation for an accident that was caused by the negligence of another.

What Damages Can I Pursue if I File a Lawsuit?

If your car accident lawyer determines that you’re eligible to file a lawsuit after an accident that was caused by a negligent driver, the damages you can pursue will depend on the circumstances of your accident, the severity of your injuries, how much time you missed at work, and other factors.

In some cases, an accident victim can pursue compensation for the following types of economic and non-economic damages:

• Past and future medical costs
• Property damage
• Lost wages
• Loss of consortium
• Loss of earning capacity
• Loss of quality of life
• Loss of enjoyment of life
• Emotional distress
• Loss of future earnings

And more.

Your car accident attorney will review your case and work closely with experts to determine which damages you’re entitled to and the value of those damages. Your attorney’s goal is to ensure you’re made financially whole and fairly compensated for the damages you have incurred due to the negligence of another.

Contact Us Today

Car accident cases in no-fault states can be extremely complex.

If you were involved in an auto accident in a no-fault state and you sustained serious injuries, you may be entitled to additional compensation if you meet the state’s serious injury threshold. Contact Friedland Law today to schedule a free consultation with an experienced car accident lawyer on our legal team to learn more.